#1Central Virginia Federal Credit Union
Serves this area from VA
SBA Lenders in Charlotte County, VA
The top-ranked SBA lenders serving Charlotte County, VA are Central Virginia Federal Credit Union, First National Bank and Atlantic Union Bank. We list 6 SBA lenders serving Charlotte County, VA. 6 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Charlotte County, VA. 6 providers, 6 of the top 6 verified against federal or state records. Registry records checked on 2026-11-04.
Top 6 ranked SBA lenders for Charlotte County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Central Virginia Federal Credit Union | Lender on 5 SBA-guaranteed loans (FY 2024) | VA | (434) 528-9016 |
| 2 | First National Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Altavista, VA (36 mi) | (434) 369-3000 |
| 3 | Atlantic Union Bank | Lender on 145 SBA-guaranteed loans (FY 2024) | Richmond, VA (77 mi) | (804) 327-5720 |
| 4 | Live Oak Banking Company | Lender on 6,131 SBA-guaranteed loans (FY 2024) | Wilmington, NC (198 mi) | — |
| 5 | Northeast Bank | Lender on 13,951 SBA-guaranteed loans (FY 2024) | Lewiston, ME (660 mi) | — |
| 6 | First Bank of the Lake | Lender on 1,786 SBA-guaranteed loans (FY 2024) | Osage Beach, MO (773 mi) | — |
#2First National Bank
Serves this area from Altavista, VA (36 mi)#3Atlantic Union Bank
Serves this area from Richmond, VA (77 mi)#4Live Oak Banking Company
Serves this area from Wilmington, NC (198 mi)#5Northeast Bank
Serves this area from Lewiston, ME (660 mi)#6First Bank of the Lake
Serves this area from Osage Beach, MO (773 mi)
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Frequently asked questions
How many SBA lenders serve Charlotte County?
We list 6 SBA lenders serving Charlotte County, VA: 0 based there and 6 serving it from nearby. 6 of the top 6 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Charlotte County?
The top-ranked SBA lenders serving Charlotte County, VA are Central Virginia Federal Credit Union, First National Bank, Atlantic Union Bank, Live Oak Banking Company and Northeast Bank. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Charlotte County are verified against official records?
6 of the top 6 match an active official record: Central Virginia Federal Credit Union (U.S. Small Business Administration), First National Bank (U.S. Small Business Administration), Atlantic Union Bank (U.S. Small Business Administration), Live Oak Banking Company (U.S. Small Business Administration) and Northeast Bank (U.S. Small Business Administration), and 1 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Keysville, Drakes Branch, Charlotte Court House, Phenix