#1Citizens Bank
Serves this area from Elizabethton, TN (26 mi)
SBA Lenders in Avery County, NC
The top-ranked SBA lenders serving Avery County, NC are Citizens Bank, First Community Bank and Fifth Third Bank. We list 5 SBA lenders serving Avery County, NC. 5 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Avery County, NC. 5 providers, 5 of the top 5 verified against federal or state records. Registry records checked on 2026-11-04.
Top 5 ranked SBA lenders for Avery County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Citizens Bank | Lender on 792 SBA-guaranteed loans (FY 2024) | Elizabethton, TN (26 mi) | (866) 882-2265 |
| 2 | First Community Bank | Lender on 221 SBA-guaranteed loans (FY 2024) | Bluefield, VA (89 mi) | — |
| 3 | Fifth Third Bank | Lender on 1,289 SBA-guaranteed loans (FY 2024) | Cincinnati, OH (255 mi) | — |
| 4 | Live Oak Banking Company | Lender on 6,131 SBA-guaranteed loans (FY 2024) | Wilmington, NC (261 mi) | — |
| 5 | Shoreham Bank | Lender on 278 SBA-guaranteed loans (FY 2024) | Warwick, RI (684 mi) | — |
#2First Community Bank
Serves this area from Bluefield, VA (89 mi)#3Fifth Third Bank
Serves this area from Cincinnati, OH (255 mi)#4Live Oak Banking Company
Serves this area from Wilmington, NC (261 mi)#5Shoreham Bank
Serves this area from Warwick, RI (684 mi)
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Frequently asked questions
How many SBA lenders serve Avery County?
We list 5 SBA lenders serving Avery County, NC: 0 based there and 5 serving it from nearby. 5 of the top 5 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Avery County?
The top-ranked SBA lenders serving Avery County, NC are Citizens Bank, First Community Bank, Fifth Third Bank, Live Oak Banking Company and Shoreham Bank. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Avery County are verified against official records?
5 of the top 5 match an active official record: Citizens Bank (U.S. Small Business Administration), First Community Bank (U.S. Small Business Administration), Fifth Third Bank (U.S. Small Business Administration), Live Oak Banking Company (U.S. Small Business Administration) and Shoreham Bank (U.S. Small Business Administration). Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Banner Elk, Newland, Elk Park, Sugar Mountain, Linville, Crossnore, Grandfather Village