#1Empire State Certified Development Corporation
Serves this area from NY
SBA Lenders in Montgomery County, NY
The top-ranked SBA lenders serving Montgomery County, NY are Empire State Certified Development Corporation, The Adirondack Trust Company and NBT Bank, National Association. We list 8 SBA lenders serving Montgomery County, NY. 8 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Montgomery County, NY. 8 providers, 8 of the top 8 verified against federal or state records. Registry records checked on 2026-11-04.
Top 8 ranked SBA lenders for Montgomery County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Empire State Certified Development Corporation | Lender on 630 SBA-guaranteed loans (FY 2024) | NY | — |
| 2 | The Adirondack Trust Company | Lender on 42 SBA-guaranteed loans (FY 2024) | Saratoga Springs, NY (35 mi) | (518) 584-5844 |
| 3 | NBT Bank, National Association | Lender on 98 SBA-guaranteed loans (FY 2024) | Norwich, NY (61 mi) | — |
| 4 | Community Bank, National Association | Lender on 69 SBA-guaranteed loans (FY 2024) | Canton, NY (124 mi) | — |
| 5 | Readycap Lending, LLC | Lender on 8,202 SBA-guaranteed loans (FY 2024) | NJ | — |
| 6 | Manufacturers and Traders Trust Company | Lender on 7,508 SBA-guaranteed loans (FY 2024) | Buffalo, NY (225 mi) | — |
| 7 | KeyBank National Association | Lender on 2,001 SBA-guaranteed loans (FY 2024) | Cleveland, OH (385 mi) | — |
| 8 | Harvest Small Business Finance, LLC | Lender on 1,251 SBA-guaranteed loans (FY 2024) | Laguna Hills, CA (2411 mi) | — |
#2The Adirondack Trust Company
Serves this area from Saratoga Springs, NY (35 mi)#3NBT Bank, National Association
Serves this area from Norwich, NY (61 mi)#4Community Bank, National Association
Serves this area from Canton, NY (124 mi)#5Readycap Lending, LLC
Serves this area from NJ#6Manufacturers and Traders Trust Company
Serves this area from Buffalo, NY (225 mi)#7KeyBank National Association
Serves this area from Cleveland, OH (385 mi)#8Harvest Small Business Finance, LLC
Serves this area from Laguna Hills, CA (2411 mi)
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Frequently asked questions
How many SBA lenders serve Montgomery County?
We list 8 SBA lenders serving Montgomery County, NY: 0 based there and 8 serving it from nearby. 8 of the top 8 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Montgomery County?
The top-ranked SBA lenders serving Montgomery County, NY are Empire State Certified Development Corporation, The Adirondack Trust Company, NBT Bank, National Association, Community Bank, National Association and Readycap Lending, LLC. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Montgomery County are verified against official records?
8 of the top 8 match an active official record: Empire State Certified Development Corporation (U.S. Small Business Administration), The Adirondack Trust Company (U.S. Small Business Administration), NBT Bank, National Association (U.S. Small Business Administration), Community Bank, National Association (U.S. Small Business Administration) and Readycap Lending, LLC (U.S. Small Business Administration), and 3 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Amsterdam, Canajoharie, Fort Plain, St. Johnsville, Hagaman, Tribes Hill, Palatine Bridge, Fultonville, Fonda, Nelliston, Fort Johnson, Ames