#1Watertown Savings Bank
Based in Watertown, NY
SBA Lenders in Jefferson County, NY
The top-ranked SBA lenders serving Jefferson County, NY are Watertown Savings Bank, Pathfinder Bank and The Upstate National Bank. We list 20 SBA lenders serving Jefferson County, NY. 20 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Jefferson County, NY. 20 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Jefferson County
#2Pathfinder Bank
Serves this area from Oswego, NY (44 mi)#3The Upstate National Bank
Serves this area from Ogdensburg, NY (58 mi)#4St Lawrence Federal Credit Union
Serves this area from Ogdensburg, NY (59 mi)#5Community Bank, National Association
Serves this area from Canton, NY (60 mi)#6Cayuga Lake National Bank
Serves this area from Union Springs, NY (86 mi)#7SeaComm Federal Credit Union
Serves this area from Massena, NY (87 mi)#8Empire State Certified Development Corporation
Serves this area from NY#9NYBDC Local Development Corporation dba Pursuit Community Finance
Serves this area from NY#10Manufacturers and Traders Trust Company
Serves this area from Buffalo, NY (162 mi)
10 more providers serving this area
- Readycap Lending, LLC, NJ
- Northeast Bank, Lewiston, ME (291 mi)
- Servbank National Association, Oswego, IL (646 mi)
- Live Oak Banking Company, Wilmington, NC (683 mi)
- PromiseOne Bank, GA
- BayFirst National Bank, St. Petersburg, FL (1177 mi)
- Gulf Coast Bank and Trust Company, New Orleans, LA (1237 mi)
- Newtek Bank, National Association, Miami, FL (1278 mi)
- T Bank, National Association, Dallas, TX (1353 mi)
- Celtic Bank Corporation, Salt Lake City, UT (1833 mi)
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Frequently asked questions
How many SBA lenders serve Jefferson County?
We list 20 SBA lenders serving Jefferson County, NY: 1 based there and 19 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Jefferson County?
The top-ranked SBA lenders serving Jefferson County, NY are Watertown Savings Bank, Pathfinder Bank, The Upstate National Bank, St Lawrence Federal Credit Union and Community Bank, National Association. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Jefferson County are verified against official records?
10 of the top 10 match an active official record: Watertown Savings Bank (U.S. Small Business Administration), Pathfinder Bank (U.S. Small Business Administration), The Upstate National Bank (U.S. Small Business Administration), St Lawrence Federal Credit Union (U.S. Small Business Administration) and Community Bank, National Association (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Watertown, Calcium, Carthage, West Carthage, Clayton, Adams, Adams Center, Sackets Harbor, Black River, Philadelphia, Dexter, Alexandria Bay, Brownville, Great Bend, Theresa, Cape Vincent, Evans Mills, Chaumont, La Fargeville, Antwerp, Redwood, Depauville, Felts Mills, Pamelia Center, Glen Park, Mannsville, Natural Bridge, Deferiet, Belleville, Henderson, Pierrepont Manor, Ellisburg, Three Mile Bay, Rodman, Lorraine, Plessis, Fishers Landing, Herrings, Thousand Island Park, Oxbow