#1Exchange Bank
Serves this area from Kearney, NE (21 mi)
SBA Lenders in Phelps County, NE
The top-ranked SBA lenders serving Phelps County, NE are Exchange Bank, First Central Bank and Dayspring Bank. We list 4 SBA lenders serving Phelps County, NE. 4 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Phelps County, NE. 4 providers, 4 of the top 4 verified against federal or state records. Registry records checked on 2026-11-04.
Top 4 ranked SBA lenders for Phelps County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Exchange Bank | Lender on 2 SBA-guaranteed loans (FY 2024) | Kearney, NE (21 mi) | (308) 237-7711 |
| 2 | First Central Bank | Lender on 2 SBA-guaranteed loans (FY 2024) | Cambridge, NE (43 mi) | — |
| 3 | Dayspring Bank | Lender on 4 SBA-guaranteed loans (FY 2024) | Gothenburg, NE (49 mi) | — |
| 4 | Live Oak Banking Company | Lender on 6,131 SBA-guaranteed loans (FY 2024) | Wilmington, NC (1257 mi) | — |
#2First Central Bank
Serves this area from Cambridge, NE (43 mi)#3Dayspring Bank
Serves this area from Gothenburg, NE (49 mi)#4Live Oak Banking Company
Serves this area from Wilmington, NC (1257 mi)
Request quotes
Frequently asked questions
How many SBA lenders serve Phelps County?
We list 4 SBA lenders serving Phelps County, NE: 0 based there and 4 serving it from nearby. 4 of the top 4 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Phelps County?
The top-ranked SBA lenders serving Phelps County, NE are Exchange Bank, First Central Bank, Dayspring Bank and Live Oak Banking Company. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Phelps County are verified against official records?
4 of the top 4 match an active official record: Exchange Bank (U.S. Small Business Administration), First Central Bank (U.S. Small Business Administration), Dayspring Bank (U.S. Small Business Administration) and Live Oak Banking Company (U.S. Small Business Administration). Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Holdrege, Bertrand, Loomis, Funk, Atlanta