SBA Lenders in Smith County, MS
The top-ranked SBA lenders serving Smith County, MS are PriorityOne Bank, Peoples Bank and Covington County Bank. We list 8 SBA lenders serving Smith County, MS. 8 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Smith County, MS. 8 providers, 8 of the top 8 verified against federal or state records. Registry records checked on 2026-11-04.
Top 8 ranked SBA lenders for Smith County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | PriorityOne Bank | Lender on 8 SBA-guaranteed loans (FY 2024) | MS | — |
| 2 | Peoples Bank | Lender on 255 SBA-guaranteed loans (FY 2024) | Mendenhall, MS (22 mi) | (601) 847-2210 |
| 3 | Covington County Bank | Lender on 21 SBA-guaranteed loans (FY 2024) | Collins, MS (26 mi) | (601) 765-6551 |
| 4 | Community Bank of Mississippi | Lender on 112 SBA-guaranteed loans (FY 2024) | Flowood, MS (41 mi) | — |
| 5 | BankPlus | Lender on 30 SBA-guaranteed loans (FY 2024) | Belzoni, MS (99 mi) | (662) 247-1811 |
| 6 | First Financial Bank | Lender on 348 SBA-guaranteed loans (FY 2024) | El Dorado, AR (202 mi) | (870) 863-7000 |
| 7 | Southern Bancorp Bank | Lender on 133 SBA-guaranteed loans (FY 2024) | Arkadelphia, AR (252 mi) | (870) 246-5811 |
| 8 | Readycap Lending, LLC | Lender on 8,202 SBA-guaranteed loans (FY 2024) | NJ | — |
- Serves this area from MS
#2Peoples Bank
Serves this area from Mendenhall, MS (22 mi)#3Covington County Bank
Serves this area from Collins, MS (26 mi)#4Community Bank of Mississippi
Serves this area from Flowood, MS (41 mi)#5BankPlus
Serves this area from Belzoni, MS (99 mi)#6First Financial Bank
Serves this area from El Dorado, AR (202 mi)#7Southern Bancorp Bank
Serves this area from Arkadelphia, AR (252 mi)#8Readycap Lending, LLC
Serves this area from NJ
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Frequently asked questions
How many SBA lenders serve Smith County?
We list 8 SBA lenders serving Smith County, MS: 0 based there and 8 serving it from nearby. 8 of the top 8 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Smith County?
The top-ranked SBA lenders serving Smith County, MS are PriorityOne Bank, Peoples Bank, Covington County Bank, Community Bank of Mississippi and BankPlus. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Smith County are verified against official records?
8 of the top 8 match an active official record: PriorityOne Bank (U.S. Small Business Administration), Peoples Bank (U.S. Small Business Administration), Covington County Bank (U.S. Small Business Administration), Community Bank of Mississippi (U.S. Small Business Administration) and BankPlus (U.S. Small Business Administration), and 3 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
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