#1BankVista
Based in Sartell, MN
SBA Lenders in Stearns County, MN
The top-ranked SBA lenders serving Stearns County, MN are BankVista, Deerwood Bank and Granite Bank. We list 40 SBA lenders serving Stearns County, MN. 30 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Stearns County, MN. 40 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Stearns County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | BankVista | Lender on 205 SBA-guaranteed loans (FY 2024) | Sartell, MN | (320) 257-1600 |
| 2 | Deerwood Bank | Lender on 2 SBA-guaranteed loans (FY 2024) | Waite Park, MN | (320) 252-4200 |
| 3 | Granite Bank | Lender on 45 SBA-guaranteed loans (FY 2024) | Cold Spring, MN | (320) 685-8611 |
| 4 | Magnifi Financial CU | Lender on 297 SBA-guaranteed loans (FY 2024) | MN | — |
| 5 | Midwest Business Finance Corporation | Lender on 268 SBA-guaranteed loans (FY 2024) | St. Cloud, MN | (320) 258-5000 |
| 6 | Sentry Bank | Lender on 6 SBA-guaranteed loans (FY 2024) | St. Joseph, MN | (320) 363-7721 |
| 7 | St Cloud Financial Credit Union | Lender on 21 SBA-guaranteed loans (FY 2024) | MN | — |
| 8 | Stearns Bank National Association | Lender on 419 SBA-guaranteed loans (FY 2024) | St. Cloud, MN | — |
| 9 | United Minnesota Bank | Lender on 7 SBA-guaranteed loans (FY 2024) | New London, MN (24 mi) | (320) 354-2277 |
| 10 | Heritage Bank, National Association | Lender on 4 SBA-guaranteed loans (FY 2024) | Spicer, MN (28 mi) | — |
#2Deerwood Bank
Based in Waite Park, MN#3Granite Bank
Based in Cold Spring, MN#4Magnifi Financial CU
Based in MN#5Midwest Business Finance Corporation
Based in St. Cloud, MN#6Sentry Bank
Based in St. Joseph, MN#7St Cloud Financial Credit Union
Based in MN#8Stearns Bank National Association
Based in St. Cloud, MN#9United Minnesota Bank
Serves this area from New London, MN (24 mi)#10Heritage Bank, National Association
Serves this area from Spicer, MN (28 mi)
20 more providers serving this area
- Grove Bank, Grove City, MN (28 mi)
- Falcon National Bank, Foley, MN (34 mi)
- Glenwood State Bank Incorporated, Glenwood, MN (38 mi)
- Sherburne State Bank, MN
- Viking Bank National Association, Alexandria, MN (43 mi)
- Bankwest, Rockford, MN (54 mi)
- The Bank of Elk River, Elk River, MN (54 mi)
- Minnesota Lakes Bank, Delano, MN (54 mi)
- Kensington Bank, Kensington, MN (55 mi)
- 21st Century Bank, Loretto, MN (59 mi)
- Minnwest Bank, Redwood Falls, MN (74 mi)
- Frandsen Bank and Trust, Arden Hills, MN (77 mi)
- Amplio Economic Development Corporation, Arden Hills, MN (79 mi)
- Highland Bank, St. Paul, MN (82 mi)
- Choice Financial Group, ND
- CCFBank National Association, Altoona, WI (162 mi)
- Wells Fargo Bank National Association, Sioux Falls, SD (172 mi)
- Dakota Business Finance, Sioux Falls, SD (174 mi)
- Farmers and Merchants Savings Bank, Manchester, IA (264 mi)
- WBD, Inc., Madison, WI (312 mi)
Request quotes
Frequently asked questions
How many SBA lenders serve Stearns County?
We list 40 SBA lenders serving Stearns County, MN: 8 based there and 32 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Stearns County?
The top-ranked SBA lenders serving Stearns County, MN are BankVista, Deerwood Bank, Granite Bank, Magnifi Financial CU and Midwest Business Finance Corporation. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Stearns County are verified against official records?
10 of the top 10 match an active official record: BankVista (U.S. Small Business Administration), Deerwood Bank (U.S. Small Business Administration), Granite Bank (U.S. Small Business Administration), Magnifi Financial CU (U.S. Small Business Administration) and Midwest Business Finance Corporation (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Cities in Stearns County
Communities served
Sartell, Waite Park, St. Joseph, Sauk Centre, Cold Spring, Melrose, St. Augusta, Albany, Paynesville, Rockville, Avon, St. John's University, Richmond, Kimball, St. Stephen, Holdingford, Belgrade, Freeport, Brooten, Fairhaven, New Munich, St. Martin, Elrosa, Greenwald, Meire Grove, Roscoe, St. Anthony, Lake Henry, Spring Hill, St. Rosa