#1Affinity Plus FCU
Based in St. Paul, MN
SBA Lenders in St. Paul, MN
The top-ranked SBA lenders serving St. Paul, MN are Affinity Plus FCU, BankCherokee and City & County CU. We list 98 SBA lenders serving St. Paul, MN. 30 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving St. Paul, MN (Ramsey County). 98 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for St. Paul
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Affinity Plus FCU | Lender on 14 SBA-guaranteed loans (FY 2024) | St. Paul, MN | — |
| 2 | BankCherokee | Lender on 29 SBA-guaranteed loans (FY 2024) | St. Paul, MN | (651) 227-7071 |
| 3 | City & County CU | Lender on 6 SBA-guaranteed loans (FY 2024) | St. Paul, MN | — |
| 4 | Drake Bank | Lender on 49 SBA-guaranteed loans (FY 2024) | St. Paul, MN | (651) 224-5000 |
| 5 | Highland Bank | Lender on 67 SBA-guaranteed loans (FY 2024) | St. Paul, MN | (651) 698-2471 |
| 6 | Sunrise Banks National Association | Lender on 82 SBA-guaranteed loans (FY 2024) | St. Paul, MN | — |
| 7 | Gateway Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Mendota Heights, MN (5 mi) | (651) 209-4800 |
| 8 | North American Banking Company | Lender on 1 SBA-guaranteed loans (FY 2024) | Roseville, MN (5 mi) | (651) 636-9654 |
| 9 | Premier Bank | Lender on 5 SBA-guaranteed loans (FY 2024) | Maplewood, MN (7 mi) | — |
| 10 | African Development Center | Lender on 1 SBA-guaranteed loans (FY 2024) | Minneapolis, MN (7 mi) | (612) 333-4772 |
#2BankCherokee
Based in St. Paul, MN#3City & County CU
Based in St. Paul, MN#4Drake Bank
Based in St. Paul, MN#5Highland Bank
Based in St. Paul, MN#6Sunrise Banks National Association
Based in St. Paul, MN#7Gateway Bank
Serves this area from Mendota Heights, MN (5 mi)#8North American Banking Company
Serves this area from Roseville, MN (5 mi)#9Premier Bank
Serves this area from Maplewood, MN (7 mi)#10African Development Center
Serves this area from Minneapolis, MN (7 mi)
20 more providers serving this area
- Twin Cities-Metro Certified Development Company, Vadnais Heights, MN (7 mi)
- Platinum Bank, Oakdale, MN (8 mi)
- Amplio Economic Development Corporation, Arden Hills, MN (8 mi)
- Union Bank and Trust Company, Minneapolis, MN (8 mi)
- Ideal CU, Woodbury, MN (8 mi)
- CRF Small Business Loan Company, LLC, Minneapolis, MN (9 mi)
- First Children's Finance, Minneapolis, MN (9 mi)
- Northeast Bank, Minneapolis, MN (9 mi)
- EntreBank, Bloomington, MN (10 mi)
- Frandsen Bank and Trust, Arden Hills, MN (10 mi)
- VisionBank, St. Louis Park, MN (11 mi)
- Bridgewater Bank, St. Louis Park, MN (11 mi)
- Lake Elmo Bank, Lake Elmo, MN (12 mi)
- My Cu, Bloomington, MN (12 mi)
- Scale Bank, Edina, MN (13 mi)
- MidCountry Bank, Bloomington, MN (16 mi)
- First Resource Bank, Lino Lakes, MN (16 mi)
- First State Bank and Trust, Bayport, MN (17 mi)
- Lakeview Bank, Lakeville, MN (18 mi)
- Premier Bank Minnesota, Hastings, MN (19 mi)
Request quotes
Frequently asked questions
How many SBA lenders serve St. Paul?
We list 98 SBA lenders serving St. Paul, MN: 6 based there and 92 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve St. Paul?
The top-ranked SBA lenders serving St. Paul, MN are Affinity Plus FCU, BankCherokee, City & County CU, Drake Bank and Highland Bank. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving St. Paul are verified against official records?
10 of the top 10 match an active official record: Affinity Plus FCU (U.S. Small Business Administration), BankCherokee (U.S. Small Business Administration), City & County CU (U.S. Small Business Administration), Drake Bank (U.S. Small Business Administration) and Highland Bank (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .