#1Charlevoix State Bank
Serves this area from Charlevoix, MI (39 mi)
SBA Lenders in Otsego County, MI
The top-ranked SBA lenders serving Otsego County, MI are Charlevoix State Bank, Citizens National Bank of Cheboygan and 4Front Credit Union. We list 9 SBA lenders serving Otsego County, MI. 9 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Otsego County, MI. 9 providers, 9 of the top 9 verified against federal or state records. Registry records checked on 2026-11-04.
Top 9 ranked SBA lenders for Otsego County
#2Citizens National Bank of Cheboygan
Serves this area from Cheboygan, MI (44 mi)#34Front Credit Union
Serves this area from Traverse City, MI (54 mi)#4Northern Great Lakes Initiatives
Serves this area from Marquette, MI (172 mi)#5Nicolet National Bank
Serves this area from Green Bay, WI (173 mi)#6Horizon Bank
Serves this area from Michigan City, IN (256 mi)#7United Midwest Savings Bank National Association
Serves this area from De Graff, OH (327 mi)#8The Huntington National Bank
Serves this area from Columbus, OH (358 mi)#9Fifth Third Bank
Serves this area from Cincinnati, OH (406 mi)
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Frequently asked questions
How many SBA lenders serve Otsego County?
We list 9 SBA lenders serving Otsego County, MI: 0 based there and 9 serving it from nearby. 9 of the top 9 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Otsego County?
The top-ranked SBA lenders serving Otsego County, MI are Charlevoix State Bank, Citizens National Bank of Cheboygan, 4Front Credit Union, Northern Great Lakes Initiatives and Nicolet National Bank. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Otsego County are verified against official records?
9 of the top 9 match an active official record: Charlevoix State Bank (U.S. Small Business Administration), Citizens National Bank of Cheboygan (U.S. Small Business Administration), 4Front Credit Union (U.S. Small Business Administration), Northern Great Lakes Initiatives (U.S. Small Business Administration) and Nicolet National Bank (U.S. Small Business Administration), and 4 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
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