#1Route 31 Federal Credit Union
Based in Muskegon, MI
SBA Lenders in Muskegon, MI
The top-ranked SBA lenders serving Muskegon, MI are Route 31 Federal Credit Union, The Shelby State Bank and ChoiceOne Bank. We list 36 SBA lenders serving Muskegon, MI. 30 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Muskegon, MI (Muskegon County). 36 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Muskegon
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Route 31 Federal Credit Union | Lender on 1 SBA-guaranteed loans (FY 2024) | Muskegon, MI | (231) 726-4871 |
| 2 | The Shelby State Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Shelby, MI (27 mi) | (231) 861-2123 |
| 3 | ChoiceOne Bank | Lender on 145 SBA-guaranteed loans (FY 2024) | Sparta, MI (28 mi) | (616) 887-7366 |
| 4 | Macatawa Bank, National Association | Lender on 6 SBA-guaranteed loans (FY 2024) | MI | — |
| 5 | Great Lakes Commercial Finance | Lender on 148 SBA-guaranteed loans (FY 2024) | Grandville, MI (33 mi) | (616) 459-4825 |
| 6 | Mercantile Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Grand Rapids, MI (34 mi) | — |
| 7 | Grand River Bank | Lender on 9 SBA-guaranteed loans (FY 2024) | Grandville, MI (35 mi) | (616) 929-1600 |
| 8 | Independent Bank | Lender on 117 SBA-guaranteed loans (FY 2024) | MI | — |
| 9 | Adventure CU | Lender on 2 SBA-guaranteed loans (FY 2024) | Wyoming, MI (38 mi) | — |
| 10 | Union Bank | Lender on 5 SBA-guaranteed loans (FY 2024) | MI | (616) 374-3278 |
#2The Shelby State Bank
Serves this area from Shelby, MI (27 mi)#3ChoiceOne Bank
Serves this area from Sparta, MI (28 mi)#4Macatawa Bank, National Association
Serves this area from MI#5Great Lakes Commercial Finance
Serves this area from Grandville, MI (33 mi)#6Mercantile Bank
Serves this area from Grand Rapids, MI (34 mi)#7Grand River Bank
Serves this area from Grandville, MI (35 mi)#8Independent Bank
Serves this area from MI#9Adventure CU
Serves this area from Wyoming, MI (38 mi)#10Union Bank
Serves this area from MI
20 more providers serving this area
- United Bank of Michigan, MI
- Lake Michigan CU, MI
- West Shore Bank, Ludington, MI (51 mi)
- Highpoint Community Bank, Hastings, MI (63 mi)
- Milwaukee Economic Development Corporation, Milwaukee, WI (84 mi)
- Wisconsin Women's Business Initiative Corporation, Milwaukee, WI (85 mi)
- Legacy Redevelopment Corporation, Milwaukee, WI (85 mi)
- Northwest Side Community Development Corporation, Milwaukee, WI (86 mi)
- PyraMax Bank FSB, Greenfield, WI (90 mi)
- First American Capital Corp., Hales Corners, WI (93 mi)
- Michigan Certified Development Corporation, East Lansing, MI (94 mi)
- The Dart Bank, Mason, MI (102 mi)
- Horizon Bank, Michigan City, IN (109 mi)
- 4Front Credit Union, Traverse City, MI (111 mi)
- Byline Bank, Chicago, IL (116 mi)
- Lake Trust CU, MI
- The Huntington National Bank, Columbus, OH (281 mi)
- Fifth Third Bank, Cincinnati, OH (296 mi)
- Old National Bank, Evansville, IN (369 mi)
- Citizens Bank, Elizabethton, TN (521 mi)
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Frequently asked questions
How many SBA lenders serve Muskegon?
We list 36 SBA lenders serving Muskegon, MI: 1 based there and 35 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Muskegon?
The top-ranked SBA lenders serving Muskegon, MI are Route 31 Federal Credit Union, The Shelby State Bank, ChoiceOne Bank, Macatawa Bank, National Association and Great Lakes Commercial Finance. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Muskegon are verified against official records?
10 of the top 10 match an active official record: Route 31 Federal Credit Union (U.S. Small Business Administration), The Shelby State Bank (U.S. Small Business Administration), ChoiceOne Bank (U.S. Small Business Administration), Macatawa Bank, National Association (U.S. Small Business Administration) and Great Lakes Commercial Finance (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .