#1Wildfire Credit Union
Serves this area from MI
SBA Lenders in Bay County, MI
The top-ranked SBA lenders serving Bay County, MI are Wildfire Credit Union, 1st State Bank and Team One CU. We list 20 SBA lenders serving Bay County, MI. 20 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Bay County, MI. 20 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Bay County
#21st State Bank
Serves this area from MI#3Team One CU
Serves this area from Saginaw, MI (19 mi)#4Frankenmuth Credit Union
Serves this area from Frankenmuth, MI (28 mi)#5Thumb Bank & Trust
Serves this area from Pigeon, MI (37 mi)#6Isabella Bank
Serves this area from Mount Pleasant, MI (41 mi)#7Michigan Certified Development Corporation
Serves this area from East Lansing, MI (69 mi)#8Michigan State University Federal Credit Union
Serves this area from MI#9Independent Bank
Serves this area from MI#10ChoiceOne Bank
Serves this area from Sparta, MI (95 mi)
10 more providers serving this area
- Horizon Bank, Michigan City, IN (202 mi)
- CenTrust Bank, A Division of SmartBiz Bank National Association, Northbrook, IL (224 mi)
- The Huntington National Bank, Columbus, OH (263 mi)
- Fifth Third Bank, Cincinnati, OH (316 mi)
- Enterprise Bank & Trust, Clayton, MO (481 mi)
- PNC Bank, National Association, Wilmington, DE (514 mi)
- Readycap Lending, LLC, NJ
- 1st Financial Bank USA, Dakota Dunes, SD (638 mi)
- Northeast Bank, Lewiston, ME (687 mi)
- Newtek Bank, National Association, Miami, FL (1255 mi)
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Frequently asked questions
How many SBA lenders serve Bay County?
We list 20 SBA lenders serving Bay County, MI: 0 based there and 20 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Bay County?
The top-ranked SBA lenders serving Bay County, MI are Wildfire Credit Union, 1st State Bank, Team One CU, Frankenmuth Credit Union and Thumb Bank & Trust. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Bay County are verified against official records?
10 of the top 10 match an active official record: Wildfire Credit Union (U.S. Small Business Administration), 1st State Bank (U.S. Small Business Administration), Team One CU (U.S. Small Business Administration), Frankenmuth Credit Union (U.S. Small Business Administration) and Thumb Bank & Trust (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Cities in Bay County
Communities served
Essexville, Auburn, Pinconning