#1Northwest Bank
Based in Spencer, IA
SBA Lenders in Clay County, IA
The top-ranked SBA lenders serving Clay County, IA are Northwest Bank, Security State Bank and Bank Midwest. We list 9 SBA lenders serving Clay County, IA. 9 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Clay County, IA. 9 providers, 9 of the top 9 verified against federal or state records. Registry records checked on 2026-11-04.
Top 9 ranked SBA lenders for Clay County
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | Northwest Bank | Lender on 49 SBA-guaranteed loans (FY 2024) | Spencer, IA | (712) 262-2202 |
| 2 | Security State Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Sutherland, IA (19 mi) | (712) 446-3324 |
| 3 | Bank Midwest | Lender on 3 SBA-guaranteed loans (FY 2024) | Spirit Lake, IA (25 mi) | — |
| 4 | Central Bank | Lender on 10 SBA-guaranteed loans (FY 2024) | Storm Lake, IA (30 mi) | (712) 732-2190 |
| 5 | Siouxland Economic Development Corporation | Lender on 23 SBA-guaranteed loans (FY 2024) | Sioux City, IA (76 mi) | (712) 279-6430 |
| 6 | Dakota Business Finance | Lender on 173 SBA-guaranteed loans (FY 2024) | Sioux Falls, SD (87 mi) | (605) 367-5353 |
| 7 | Readycap Lending, LLC | Lender on 8,202 SBA-guaranteed loans (FY 2024) | NJ | — |
| 8 | Grasshopper Bank National Association | Lender on 407 SBA-guaranteed loans (FY 2024) | New York, NY (1100 mi) | — |
| 9 | Northeast Bank | Lender on 13,951 SBA-guaranteed loans (FY 2024) | Lewiston, ME (1248 mi) | — |
#2Security State Bank
Serves this area from Sutherland, IA (19 mi)#3Bank Midwest
Serves this area from Spirit Lake, IA (25 mi)#4Central Bank
Serves this area from Storm Lake, IA (30 mi)#5Siouxland Economic Development Corporation
Serves this area from Sioux City, IA (76 mi)#6Dakota Business Finance
Serves this area from Sioux Falls, SD (87 mi)#7Readycap Lending, LLC
Serves this area from NJ#8Grasshopper Bank National Association
Serves this area from New York, NY (1100 mi)#9Northeast Bank
Serves this area from Lewiston, ME (1248 mi)
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Frequently asked questions
How many SBA lenders serve Clay County?
We list 9 SBA lenders serving Clay County, IA: 1 based there and 8 serving it from nearby. 9 of the top 9 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Clay County?
The top-ranked SBA lenders serving Clay County, IA are Northwest Bank, Security State Bank, Bank Midwest, Central Bank and Siouxland Economic Development Corporation. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Clay County are verified against official records?
9 of the top 9 match an active official record: Northwest Bank (U.S. Small Business Administration), Security State Bank (U.S. Small Business Administration), Bank Midwest (U.S. Small Business Administration), Central Bank (U.S. Small Business Administration) and Siouxland Economic Development Corporation (U.S. Small Business Administration), and 4 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Spencer, Everly, Royal, Peterson, Fostoria, Dickens, Webb, Greenville, Rossie, Gillett Grove