#1Midland States Bank
Based in Effingham, IL
SBA Lenders in Effingham County, IL
The top-ranked SBA lenders serving Effingham County, IL are Midland States Bank, Peoples Bank & Trust and Land of Lincoln Credit Union. We list 14 SBA lenders serving Effingham County, IL. 14 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Effingham County, IL. 14 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Effingham County
#2Peoples Bank & Trust
Serves this area from Pana, IL (35 mi)#3Land of Lincoln Credit Union
Serves this area from Decatur, IL (55 mi)#4Small Business Growth Corporation
Serves this area from Springfield, IL (78 mi)#5Byline Bank
Serves this area from Chicago, IL (202 mi)#6CenTrust Bank, A Division of SmartBiz Bank National Association
Serves this area from Northbrook, IL (216 mi)#7United Midwest Savings Bank National Association
Serves this area from De Graff, OH (264 mi)#8JPMorgan Chase Bank, National Association
Serves this area from Columbus, OH (308 mi)#9Readycap Lending, LLC
Serves this area from NJ#10Port 51 Lending LLC
Serves this area from New York, NY (785 mi)
4 more providers serving this area
- Shoreham Bank, Warwick, RI (921 mi)
- Northeast Bank, Lewiston, ME (1011 mi)
- GBank, Spring Valley, NV (1474 mi)
- Lendistry SBLC, LLC, Los Angeles, CA (1678 mi)
Request quotes
Frequently asked questions
How many SBA lenders serve Effingham County?
We list 14 SBA lenders serving Effingham County, IL: 1 based there and 13 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Effingham County?
The top-ranked SBA lenders serving Effingham County, IL are Midland States Bank, Peoples Bank & Trust, Land of Lincoln Credit Union, Small Business Growth Corporation and Byline Bank. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Effingham County are verified against official records?
10 of the top 10 match an active official record: Midland States Bank (U.S. Small Business Administration), Peoples Bank & Trust (U.S. Small Business Administration), Land of Lincoln Credit Union (U.S. Small Business Administration), Small Business Growth Corporation (U.S. Small Business Administration) and Byline Bank (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .
Communities served
Effingham, Altamont, Teutopolis, Dieterich, Watson, Beecher City, Edgewood, Mason, Montrose, Shumway