#1West Coast Community Bank
Based in Santa Cruz, CA
SBA Lenders in Santa Cruz, CA
The top-ranked SBA lenders serving Santa Cruz, CA are West Coast Community Bank, California FarmLink and Meriwest Credit Union. We list 41 SBA lenders serving Santa Cruz, CA. 30 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Santa Cruz, CA (Santa Cruz County). 41 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Santa Cruz
#2California FarmLink
Serves this area from Aptos, CA (7 mi)#3Meriwest Credit Union
Serves this area from San Jose, CA (22 mi)#4Pinnacle Bank
Serves this area from Morgan Hill, CA (24 mi)#5Accion Opportunity Fund Community Development
Serves this area from San Jose, CA (26 mi)#6Monterey County Bank
Serves this area from Monterey, CA (27 mi)#7Altos Bank
Serves this area from Los Altos, CA (28 mi)#8Technology Credit Union
Serves this area from San Jose, CA (28 mi)#9California Coastal Certified Development Company
Serves this area from Salinas, CA (29 mi)#10KeyPoint CU
Serves this area from San Jose, CA (31 mi)
20 more providers serving this area
- Monterra Credit Union, Redwood City, CA (37 mi)
- Fremont Bank, Fremont, CA (40 mi)
- The Mortgage Capital Development Corporation, Oakland, CA (59 mi)
- Capital Access Group, Inc., San Francisco, CA (60 mi)
- Bay Area Employment Development Company, Concord, CA (69 mi)
- Greater Sacramento Certified Development Corporation, North Highlands, CA (122 mi)
- Plumas Bank, Quincy, CA (213 mi)
- Bank of Hope, Los Angeles, CA (291 mi)
- Business Finance Capital, Los Angeles, CA (293 mi)
- City National Bank, Los Angeles, CA (293 mi)
- Lendistry SBLC, LLC, Los Angeles, CA (295 mi)
- US Metro Bank, Garden Grove, CA (319 mi)
- AMPAC Tri-State CDC, Inc., Ontario, CA (321 mi)
- Commercial Bank of California, Irvine, CA (328 mi)
- Celtic Bank Corporation, Salt Lake City, UT (606 mi)
- Wells Fargo Bank National Association, Sioux Falls, SD (1407 mi)
- First Bank of the Lake, Osage Beach, MO (1607 mi)
- First Business Bank, Madison, WI (1765 mi)
- Heritage Bank Inc, Burlington, KY (2029 mi)
- Fifth Third Bank, Cincinnati, OH (2038 mi)
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Frequently asked questions
How many SBA lenders serve Santa Cruz?
We list 41 SBA lenders serving Santa Cruz, CA: 1 based there and 40 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Santa Cruz?
The top-ranked SBA lenders serving Santa Cruz, CA are West Coast Community Bank, California FarmLink, Meriwest Credit Union, Pinnacle Bank and Accion Opportunity Fund Community Development. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Santa Cruz are verified against official records?
10 of the top 10 match an active official record: West Coast Community Bank (U.S. Small Business Administration), California FarmLink (U.S. Small Business Administration), Meriwest Credit Union (U.S. Small Business Administration), Pinnacle Bank (U.S. Small Business Administration) and Accion Opportunity Fund Community Development (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .