#1American Riviera Bank
Based in Santa Barbara, CA
SBA Lenders in Santa Barbara, CA
The top-ranked SBA lenders serving Santa Barbara, CA are American Riviera Bank, Montecito Bank and Trust and Community Bank of Santa Maria. We list 59 SBA lenders serving Santa Barbara, CA. 30 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Santa Barbara, CA (Santa Barbara County). 59 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Santa Barbara
#2Montecito Bank and Trust
Based in Santa Barbara, CA#3Community Bank of Santa Maria
Serves this area from CA#4Coasthills Federal Credit Union
Serves this area from Santa Maria, CA (54 mi)#5Banc of California
Serves this area from Los Angeles, CA (76 mi)#6Mission Bank
Serves this area from Bakersfield, CA (78 mi)#7Mission Valley Bank
Serves this area from Los Angeles, CA (78 mi)#8Bank of Hope
Serves this area from Los Angeles, CA (85 mi)#9Royal Business Bank
Serves this area from Los Angeles, CA (87 mi)#10Business Finance Capital
Serves this area from Los Angeles, CA (87 mi)
20 more providers serving this area
- Centerstone SBA Lending, Inc., Los Angeles, CA (87 mi)
- City National Bank, Los Angeles, CA (87 mi)
- San Fernando Valley Small Business Development Corporation, Los Angeles, CA (88 mi)
- Lendistry SBLC, LLC, Los Angeles, CA (88 mi)
- East West Bank, Pasadena, CA (92 mi)
- Mega Bank, San Gabriel, CA (95 mi)
- Advantage Certified Development Corporation, Long Beach, CA (97 mi)
- US Metro Bank, Garden Grove, CA (110 mi)
- AMPAC Tri-State CDC, Inc., Ontario, CA (124 mi)
- Harvest Small Business Finance, LLC, Laguna Hills, CA (128 mi)
- AltaOne FCU, Ridgecrest, CA (143 mi)
- Cen Cal Business Finance Group, Fresno, CA (166 mi)
- Community West Bank, Fresno, CA (168 mi)
- FFB Bank, Fresno, CA (169 mi)
- CalPrivate Bank, San Diego, CA (178 mi)
- CDC Small Business Finance Corp., San Diego, CA (184 mi)
- California Coastal Certified Development Company, Salinas, CA (191 mi)
- Pinnacle Bank, Morgan Hill, CA (218 mi)
- The Mortgage Capital Development Corporation, Oakland, CA (275 mi)
- California Statewide Certified Development Corporation, Davis, CA (307 mi)
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Frequently asked questions
How many SBA lenders serve Santa Barbara?
We list 59 SBA lenders serving Santa Barbara, CA: 2 based there and 57 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Santa Barbara?
The top-ranked SBA lenders serving Santa Barbara, CA are American Riviera Bank, Montecito Bank and Trust, Community Bank of Santa Maria, Coasthills Federal Credit Union and Banc of California. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Santa Barbara are verified against official records?
10 of the top 10 match an active official record: American Riviera Bank (U.S. Small Business Administration), Montecito Bank and Trust (U.S. Small Business Administration), Community Bank of Santa Maria (U.S. Small Business Administration), Coasthills Federal Credit Union (U.S. Small Business Administration) and Banc of California (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .