#1BHM Bank
Based in Birmingham, AL
SBA Lenders in Birmingham, AL
The top-ranked SBA lenders serving Birmingham, AL are BHM Bank, Birmingham Citywide Local Development Company and Regions Bank. We list 78 SBA lenders serving Birmingham, AL. 30 of the providers shown match an active record from U.S. Small Business Administration, checked on the date shown. Rankings follow our published methodology; sponsored placements never change rank.
SBA Lenders serving Birmingham, AL (Jefferson County). 78 providers, 10 of the top 10 verified against federal or state records. Registry records checked on 2026-11-04.
Top 10 ranked SBA lenders for Birmingham
| # | Provider | Verified records | Based in | Phone |
|---|---|---|---|---|
| 1 | BHM Bank | Lender on 3 SBA-guaranteed loans (FY 2024) | Birmingham, AL | — |
| 2 | Birmingham Citywide Local Development Company | Lender on 25 SBA-guaranteed loans (FY 2024) | Birmingham, AL | — |
| 3 | Regions Bank | Lender on 443 SBA-guaranteed loans (FY 2024) | Birmingham, AL | (205) 326-5151 |
| 4 | Sabre Finance | Lender on 78 SBA-guaranteed loans (FY 2024) | Birmingham, AL | (205) 267-0500 |
| 5 | ServisFirst Bank | Lender on 16 SBA-guaranteed loans (FY 2024) | Birmingham, AL | (205) 949-0302 |
| 6 | SouthPoint Bank | Lender on 15 SBA-guaranteed loans (FY 2024) | Birmingham, AL | (205) 503-5000 |
| 7 | Southern Development Council | Lender on 65 SBA-guaranteed loans (FY 2024) | Mountain Brook, AL (4 mi) | (334) 244-1801 |
| 8 | Oakworth Capital Bank | Lender on 4 SBA-guaranteed loans (FY 2024) | Homewood, AL (4 mi) | — |
| 9 | CommerceOne Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Homewood, AL (4 mi) | — |
| 10 | First US Bank | Lender on 1 SBA-guaranteed loans (FY 2024) | Mountain Brook, AL (6 mi) | — |
#2Birmingham Citywide Local Development Company
Based in Birmingham, AL#3Regions Bank
Based in Birmingham, AL#4Sabre Finance
Based in Birmingham, AL#5ServisFirst Bank
Based in Birmingham, AL#6SouthPoint Bank
Based in Birmingham, AL#7Southern Development Council
Serves this area from Mountain Brook, AL (4 mi)#8Oakworth Capital Bank
Serves this area from Homewood, AL (4 mi)#9CommerceOne Bank
Serves this area from Homewood, AL (4 mi)#10First US Bank
Serves this area from Mountain Brook, AL (6 mi)
20 more providers serving this area
- Millennial Bank, Leeds, AL (15 mi)
- Central State Bank, Calera, AL (29 mi)
- Peoples Bank of Alabama, Cullman, AL (43 mi)
- Bryant Bank, Tuscaloosa, AL (47 mi)
- River Bank and Trust, Prattville, AL (77 mi)
- BankFirst Financial Services, MS
- FDIC - Community Bank & Trust-West Georgia, LaGrange, GA (105 mi)
- River City Bank, Rome, GA (106 mi)
- Renasant Bank, Tupelo, MS (121 mi)
- The Citizens National Bank of Meridian, Meridian, MS (137 mi)
- Craft Bank, Atlanta, GA (139 mi)
- Pinnacle Bank, Nashville-Davidson metropolitan government (balance), TN (181 mi)
- Community Bank of Mississippi, Flowood, MS (208 mi)
- Peoples Bank, Mendenhall, MS (209 mi)
- Guaranty Bank and Trust Company, MS
- Trustmark Bank, Jackson, MS (214 mi)
- First Horizon Bank, Memphis, TN (217 mi)
- Evolve Bank and Trust, West Memphis, AR (225 mi)
- Merchants & Marine Bank, Pascagoula, MS (241 mi)
- SmartBank, Pigeon Forge, TN (242 mi)
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Frequently asked questions
How many SBA lenders serve Birmingham?
We list 78 SBA lenders serving Birmingham, AL: 6 based there and 72 serving it from nearby. 10 of the top 10 match an active federal or state record, checked on 2026-11-04.
Which SBA lenders serve Birmingham?
The top-ranked SBA lenders serving Birmingham, AL are BHM Bank, Birmingham Citywide Local Development Company, Regions Bank, Sabre Finance and ServisFirst Bank. The full ranked list, with the official records each provider matched, is on this page.
Which SBA lenders serving Birmingham are verified against official records?
10 of the top 10 match an active official record: BHM Bank (U.S. Small Business Administration), Birmingham Citywide Local Development Company (U.S. Small Business Administration), Regions Bank (U.S. Small Business Administration), Sabre Finance (U.S. Small Business Administration) and ServisFirst Bank (U.S. Small Business Administration), and 5 more on this page. Each badge links to the official record it matched.
How are these companies ranked?
By our published methodology: verified registrations, documented capabilities, years registered and responsiveness. Sponsored placements are shown separately and never affect rank.
What does "Verified" mean on this page?
"Verified" means we matched the provider to an active official record on the date shown; each badge links to that record. The absence of a badge only means we have not verified that item.
What is the difference between SBA 7(a) and 504 loans?
SBA 7(a) loans fund many purposes, from working capital to acquisitions. SBA 504 loans pair a bank with a Certified Development Company to finance real estate and major equipment.
"Verified" means we matched the provider to an active official record on the date shown. The absence of a badge only means we have not verified that item. How we rank and verify. Page updated .